{"id":22433,"date":"2026-04-22T12:38:52","date_gmt":"2026-04-22T10:38:52","guid":{"rendered":"https:\/\/www.cudosconsultors.com\/?p=22433"},"modified":"2026-04-22T12:38:52","modified_gmt":"2026-04-22T10:38:52","slug":"hipoteca_subrogada","status":"publish","type":"post","link":"https:\/\/www.cudosconsultors.com\/es\/hipoteca_subrogada\/","title":{"rendered":"\u00bfQuiere recuperar los intereses de su hipoteca?"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch\" style=\"width:calc( 100% + ) !important;max-width:calc( 100% + ) !important;margin-left: calc(- \/ 2 );margin-right: calc(- \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:center top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#002169;border-width: 0px 0 0px 50px;border-color:#002169;border-style:solid;padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-zoomin\" style=\"max-width:400px;\"><img decoding=\"async\" width=\"1550\" height=\"2000\" title=\"hipoteca\" src=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca.jpg\" alt class=\"img-responsive wp-image-22438\" srcset=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca-200x258.jpg 200w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca-400x516.jpg 400w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca-600x774.jpg 600w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca-800x1032.jpg 800w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca-1200x1548.jpg 1200w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/hipoteca.jpg 1550w\" sizes=\"(max-width: 640px) 100vw, 1550px\" \/><\/span><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : calc( 0.013333333333333 * calc( 100% - no ) );padding-bottom : 0px !important;padding-left : 0px !important;margin-left : no;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:40% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : calc( 0 * calc( 100% - no ) );margin-left : no;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : no;margin-left : no;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 30px 0px 0px 0px;\"><style type='text\/css'>.reading-box-container-1 .element-bottomshadow:before,.reading-box-container-1 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-1 fusion-animated\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\" style=\"margin-top:30px;margin-bottom:30px;\"><div class=\"reading-box\" style=\"background-color:#ffffff;border-width:5px;border-color:#ffffff;border-left-width:5px;border-left-color:var(--primary_color);border-style:solid;\"><h2>\u00bfQuiere recuperar los intereses de su hipoteca?<\/h2><div class=\"reading-box-description fusion-reading-box-additional\">22\/04\/2026<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 30px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 75px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><strong>Nueva sentencia del Tribunal Supremo: \u00bfpodr\u00eda recuperar los intereses de la hipoteca?<\/strong><\/p>\n<p>Una reciente resoluci\u00f3n del Tribunal Supremo (Sentencia 161\/2026, de 4 de febrero) ha abierto una oportunidad extraordinaria para miles de compradores que se subrogaron en la hipoteca del promotor en el momento de adquirir su vivienda.<\/p>\n<p><strong>\u00bfQu\u00e9 dice exactamente el Tribunal Supremo?<\/strong><br \/>\nEl Alto Tribunal establece que el comprador deb\u00eda recibir informaci\u00f3n clara, completa y previa sobre todas las condiciones del pr\u00e9stamo antes de firmar la escritura de compraventa con subrogaci\u00f3n. Esto significa que no es suficiente con incluir una frase gen\u00e9rica como \u201cel cliente conoce y acepta la hipoteca del promotor\u201d.<\/p>\n<p>Para que el consentimiento sea v\u00e1lido, el comprador deber\u00eda haber recibido:<\/p>\n<ul>\n<li>Una copia de la hipoteca del promotor o<\/li>\n<li>Una explicaci\u00f3n detallada de todas sus cl\u00e1usulas y condiciones<\/li>\n<\/ul>\n<p>Si esto no se hizo, el contrato podr\u00eda considerarse mal informado.<\/p>\n<p><strong>Las consecuencias pueden ser muy beneficiosas<\/strong><br \/>\nSi se confirma la falta de informaci\u00f3n, <strong>la hipoteca podr\u00eda quedarse sin cl\u00e1usula de intereses<\/strong>, lo que supondr\u00eda:<\/p>\n<ul>\n<li>Devolver \u00fanicamente el capital prestado.<\/li>\n<li>Recuperar todos los intereses pagados hasta ahora.<\/li>\n<li>No pagar intereses en el futuro.<\/li>\n<\/ul>\n<p>En muchos casos, estamos hablando de <strong>cantidades muy elevadas a recuperar o ahorrar<\/strong>.<\/p>\n<p><strong>Cada caso es \u00fanico: estudiamos su situaci\u00f3n sin compromiso<\/strong><br \/>\nAnalizamos individualmente cada hipoteca para determinar:<\/p>\n<ol>\n<li>Si puede reclamar.<\/li>\n<li>Qu\u00e9 cantidad podr\u00eda llegar a recuperar.<\/li>\n<li>Cu\u00e1l ser\u00eda el mejor camino jur\u00eddico para su caso.<\/li>\n<\/ol>\n<p>Ofrecemos una primera visita gratuita, sin ning\u00fan compromiso econ\u00f3mico, en nuestro despacho.<\/p>\n<p><strong>\u00bfQuiere saber si puede recuperar los intereses de su hipoteca?<\/strong><br \/>\nContacte con nosotros y lo revisamos de manera clara, r\u00e1pida y profesional. Puede hacerlo mediante nuestro <a href=\"https:\/\/www.cudosconsultors.com\/es\/contacto\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #000000;\"><strong>formulario de contacto<\/strong><\/span><\/a> o llamando al <strong>973 45 05 55<\/strong>.<\/p>\n<p><strong>Nosotros podemos ayudarle<\/strong><br \/>\nEstamos aqu\u00ed para ayudarle a defender sus derechos.<\/p>\n<\/div><div class=\"fusion-video fusion-selfhosted-video\" style=\"max-width:370px;\"><div class=\"video-wrapper\"><video playsinline=\"true\" width=\"100%\" style=\"object-fit: cover;\" autoplay=\"true\" muted=\"true\" loop=\"true\" preload=\"auto\" controls=\"1\"><source src=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/04\/Hipoteques-subrogades-5.mp4\" type=\"video\/mp4\">Sorry, your browser doesn&#039;t support embedded videos.<\/video><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 75px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:66.666666666667% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 2.88%;margin-left : 2.88%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":22438,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61,55,59,56],"tags":[],"class_list":["post-22433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-fiscal-es","category-inmobiliaria","category-juridico"],"_links":{"self":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts\/22433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/comments?post=22433"}],"version-history":[{"count":1,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts\/22433\/revisions"}],"predecessor-version":[{"id":22445,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts\/22433\/revisions\/22445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/media\/22438"}],"wp:attachment":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/media?parent=22433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/categories?post=22433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/tags?post=22433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}