{"id":21891,"date":"2026-01-15T10:42:21","date_gmt":"2026-01-15T09:42:21","guid":{"rendered":"https:\/\/www.cudosconsultors.com\/?p=21891"},"modified":"2026-01-15T10:42:21","modified_gmt":"2026-01-15T09:42:21","slug":"devolver","status":"publish","type":"post","link":"https:\/\/www.cudosconsultors.com\/es\/devolver\/","title":{"rendered":"Condena a devolver dinero estafado de cuenta mediante suplantaci\u00f3n de identidad"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch\" style=\"width:calc( 100% + ) !important;max-width:calc( 100% + ) !important;margin-left: calc(- \/ 2 );margin-right: calc(- \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:center top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#002169;border-width: 0px 0 0px 50px;border-color:#002169;border-style:solid;padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-zoomin\" style=\"max-width:400px;\"><img decoding=\"async\" width=\"2000\" height=\"1556\" title=\"martell\" src=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell.jpg\" alt class=\"img-responsive wp-image-21896\" srcset=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell-200x156.jpg 200w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell-400x311.jpg 400w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell-600x467.jpg 600w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell-800x622.jpg 800w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell-1200x934.jpg 1200w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/01\/martell.jpg 2000w\" sizes=\"(max-width: 640px) 100vw, 2000px\" \/><\/span><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : calc( 0.013333333333333 * calc( 100% - no ) );padding-bottom : 0px !important;padding-left : 0px !important;margin-left : no;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:40% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : calc( 0 * calc( 100% - no ) );margin-left : no;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : no;margin-left : no;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 30px 0px 0px 0px;\"><style type='text\/css'>.reading-box-container-1 .element-bottomshadow:before,.reading-box-container-1 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-1 fusion-animated\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\" style=\"margin-top:30px;margin-bottom:30px;\"><div class=\"reading-box\" style=\"background-color:#ffffff;border-width:5px;border-color:#ffffff;border-left-width:5px;border-left-color:var(--primary_color);border-style:solid;\"><h2>Condena a devolver dinero estafado de cuenta mediante suplantaci\u00f3n de identidad<\/h2><div class=\"reading-box-description fusion-reading-box-additional\">15\/01\/2026<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 30px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 75px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p>Un juzgado exoner\u00f3 la responsabilidad de la entidad financiera por la actitud \u201cnegligente\u201d de la perjudicada<\/p>\n<p>La Audiencia Provincial de Oviedo, sin embargo, estim\u00f3 el recurso de una clienta y condena a Bankinter a reintegrar los 3.948,71 euros m\u00e1s los intereses que le fueron sustra\u00eddos de su cuenta mediante una estafa en l\u00ednea. Revoca as\u00ed la sentencia de un juzgado de Avil\u00e9s que hab\u00eda eximido a la entidad financiera de toda responsabilidad al considerar que la usuaria hab\u00eda tenido una actitud negligente y hab\u00eda facilitado la comisi\u00f3n del fraude.<\/p>\n<p>Seg\u00fan la sentencia, la mujer recibi\u00f3 en el m\u00f3vil el siguiente mensaje: <em>\u00abAVISO: Compra por importe de 990,00 euros aprobada por defecto en 1 hora. Si no ha sido usted, proceda a cancelarla inmediatamente aqu\u00ed: https:\/\/bankinter.es-acceso seguro.com\u00bb<\/em>.<\/p>\n<p>La demandante accedi\u00f3 al enlace y, tras recibir varias llamadas desde distintos n\u00fameros, acab\u00f3 facilitando a terceros su usuario y contrase\u00f1a y, a continuaci\u00f3n, hasta seis c\u00f3digos de autenticaci\u00f3n reforzada.<\/p>\n<p>Una vez facilitadas las credenciales y los c\u00f3digos, ese mismo d\u00eda se realizaron seis pagos de 490 euros cada uno (un total de 2.940 euros) desde su cuenta corriente a un m\u00f3vil mediante el m\u00e9todo halcash (env\u00edos de efectivo para ser retirado en cajeros) y una compra de 1.008,71 euros con la tarjeta.<\/p>\n<p>El tribunal considera acreditada la pr\u00e1ctica maliciosa de la que fue v\u00edctima la perjudicada, quien <em>\u201cpresent\u00f3 oportunamente denuncia ante la polic\u00eda al d\u00eda siguiente de los hechos, quedando tambi\u00e9n acreditado que el usuario no consinti\u00f3 dichas transferencias\u201d<\/em>. Y a\u00f1ade: <em>\u201cNo podemos calificar que la conducta de la se\u00f1ora X pueda ser considerada como una negligencia lo suficientemente relevante como para desplazar la responsabilidad de la entidad bancaria demandada\u201d<\/em>.<\/p>\n<p>Contra esta resoluci\u00f3n no cabe interponer recurso.<\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 75px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:66.666666666667% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 2.88%;margin-left : 2.88%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":21896,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-21891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-juridico"],"_links":{"self":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts\/21891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/comments?post=21891"}],"version-history":[{"count":1,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts\/21891\/revisions"}],"predecessor-version":[{"id":21898,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/posts\/21891\/revisions\/21898"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/media\/21896"}],"wp:attachment":[{"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/media?parent=21891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/categories?post=21891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/es\/wp-json\/wp\/v2\/tags?post=21891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}