{"id":22154,"date":"2026-03-10T12:35:10","date_gmt":"2026-03-10T11:35:10","guid":{"rendered":"https:\/\/www.cudosconsultors.com\/?p=22154"},"modified":"2026-03-10T12:35:10","modified_gmt":"2026-03-10T11:35:10","slug":"accidente_trafico","status":"publish","type":"post","link":"https:\/\/www.cudosconsultors.com\/en\/accidente_trafico\/","title":{"rendered":"\u00bfHas tenido un accidente de tr\u00e1fico?"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch\" style=\"width:calc( 100% + ) !important;max-width:calc( 100% + ) !important;margin-left: calc(- \/ 2 );margin-right: calc(- \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-center fusion-content-layout-column\" style=\"background-position:center top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;background-color:#002169;border-width: 0px 0 0px 50px;border-color:#002169;border-style:solid;padding: 0px 0px 0px 0px;\"><div ><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-zoomin\" style=\"max-width:400px;\"><img decoding=\"async\" width=\"2000\" height=\"1959\" title=\"accident curt\" src=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt.jpg\" alt class=\"img-responsive wp-image-22159\" srcset=\"https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt-200x196.jpg 200w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt-400x392.jpg 400w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt-600x588.jpg 600w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt-800x784.jpg 800w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt-1200x1175.jpg 1200w, https:\/\/www.cudosconsultors.com\/wp-content\/uploads\/2026\/03\/accident-curt.jpg 2000w\" sizes=\"(max-width: 640px) 100vw, 2000px\" \/><\/span><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : calc( 0.013333333333333 * calc( 100% - no ) );padding-bottom : 0px !important;padding-left : 0px !important;margin-left : no;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:40% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : calc( 0 * calc( 100% - no ) );margin-left : no;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : no;margin-left : no;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 30px 0px 0px 0px;\"><style type='text\/css'>.reading-box-container-1 .element-bottomshadow:before,.reading-box-container-1 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-1 fusion-animated\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\" style=\"margin-top:30px;margin-bottom:30px;\"><div class=\"reading-box\" style=\"background-color:#ffffff;border-width:5px;border-color:#ffffff;border-left-width:5px;border-left-color:var(--primary_color);border-style:solid;\"><h2>\u00bfHas tenido un accidente de tr\u00e1fico?<\/h2><div class=\"reading-box-description fusion-reading-box-additional\">10\/03\/2026<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 30px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 75px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p data-start=\"0\" data-end=\"74\"><strong data-start=\"0\" data-end=\"74\">Lo que hagas en los pr\u00f3ximos 10 minutos puede decidir tu indemnizaci\u00f3n<\/strong><\/p>\n<p data-start=\"76\" data-end=\"368\">Reclamar despu\u00e9s de un accidente de tr\u00e1fico puede generar dudas y nervios, sobre todo si es la primera vez que te encuentras en una situaci\u00f3n as\u00ed. Saber qu\u00e9 hacer, cu\u00e1ndo hacerlo y qu\u00e9 documentos necesitar\u00e1s es clave para defender tus derechos y conseguir la indemnizaci\u00f3n que te corresponde.<\/p>\n<p data-start=\"370\" data-end=\"430\"><strong data-start=\"370\" data-end=\"430\">1. Asegura la zona y comprueba el estado de las personas<\/strong><\/p>\n<ul>\n<li data-start=\"434\" data-end=\"469\">Enciende las luces de emergencia.<\/li>\n<li data-start=\"434\" data-end=\"469\">Coloca los tri\u00e1ngulos o una luz V-16.<\/li>\n<li data-start=\"514\" data-end=\"542\">Llama al 112 si hay heridos.<\/li>\n<\/ul>\n<p data-start=\"544\" data-end=\"595\"><strong data-start=\"544\" data-end=\"595\">2. Recoge informaci\u00f3n en el lugar de los hechos<\/strong><\/p>\n<ul>\n<li data-start=\"599\" data-end=\"639\">Matr\u00edculas y modelos de los veh\u00edculos.<\/li>\n<li data-start=\"642\" data-end=\"689\">Datos personales y seguros de los implicados.<\/li>\n<li data-start=\"692\" data-end=\"720\">Fotograf\u00edas del siniestro.<\/li>\n<li data-start=\"723\" data-end=\"732\">Testigos.<\/li>\n<\/ul>\n<p data-start=\"734\" data-end=\"780\"><strong data-start=\"734\" data-end=\"780\">3. Rellena el parte amistoso si es posible<\/strong><\/p>\n<ul>\n<li data-start=\"782\" data-end=\"850\">Si no hay acuerdo, llama a la polic\u00eda para que redacten un atestado.<\/li>\n<\/ul>\n<p data-start=\"852\" data-end=\"906\"><strong data-start=\"852\" data-end=\"906\">4. Acude al m\u00e9dico dentro de las primeras 72 horas<\/strong><\/p>\n<ul>\n<li data-start=\"910\" data-end=\"962\">Informe m\u00e9dico de urgencias y seguimiento posterior.<\/li>\n<\/ul>\n<p data-start=\"964\" data-end=\"1009\"><strong data-start=\"964\" data-end=\"1009\">5. Comunica el accidente a tu aseguradora<\/strong><\/p>\n<ul>\n<li data-start=\"1013\" data-end=\"1035\">Plazo legal de 7 d\u00edas.<\/li>\n<\/ul>\n<p data-start=\"1037\" data-end=\"1184\">La aseguradora debe responder a tu declaraci\u00f3n y solicitarte la documentaci\u00f3n necesaria dentro de <strong data-start=\"1135\" data-end=\"1150\">los 40 d\u00edas<\/strong> desde que recibe la notificaci\u00f3n.<\/p>\n<p data-start=\"1186\" data-end=\"1293\"><strong data-start=\"1186\" data-end=\"1220\">3 meses (plazo m\u00e1s importante)<\/strong><br data-start=\"1220\" data-end=\"1223\" \/>En un m\u00e1ximo de 3 meses desde la reclamaci\u00f3n, la aseguradora debe:<\/p>\n<ul>\n<li data-start=\"1297\" data-end=\"1378\">Hacer una <strong data-start=\"1307\" data-end=\"1343\">oferta motivada de indemnizaci\u00f3n<\/strong>, si acepta la responsabilidad, o<\/li>\n<li data-start=\"1381\" data-end=\"1439\">Dar una <strong data-start=\"1389\" data-end=\"1422\">respuesta motivada explicando<\/strong> por qu\u00e9 no paga.<\/li>\n<\/ul>\n<p data-start=\"1441\" data-end=\"1469\"><strong data-start=\"1441\" data-end=\"1469\">6. Peritaje del veh\u00edculo<\/strong><\/p>\n<ul>\n<li data-start=\"1473\" data-end=\"1515\">No repares el veh\u00edculo antes del peritaje.<\/li>\n<\/ul>\n<p data-start=\"1517\" data-end=\"1567\"><strong data-start=\"1517\" data-end=\"1567\">7. Reclamaci\u00f3n por lesiones y da\u00f1os personales<\/strong><\/p>\n<ul>\n<li data-start=\"1571\" data-end=\"1625\">Incluye d\u00edas de curaci\u00f3n, secuelas y gastos derivados.<\/li>\n<\/ul>\n<p data-start=\"1627\" data-end=\"1651\"><strong data-start=\"1627\" data-end=\"1651\">8. Si no hay acuerdo<\/strong><\/p>\n<ul>\n<li data-start=\"1655\" data-end=\"1712\">Reclamaci\u00f3n escrita, mediaci\u00f3n, arbitraje o v\u00eda judicial.<\/li>\n<\/ul>\n<p data-start=\"1714\" data-end=\"1735\"><strong data-start=\"1714\" data-end=\"1735\">9. Pagos y plazos<\/strong><\/p>\n<ul>\n<li data-start=\"1739\" data-end=\"1789\">Pago m\u00ednimo en 40 d\u00edas y total en 3 meses.<\/li>\n<\/ul>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 75px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-2{width:66.666666666667% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 2.88%;margin-left : 2.88%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":22159,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[84,92],"tags":[],"class_list":["post-22154","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-seguros-en"],"_links":{"self":[{"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/posts\/22154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/comments?post=22154"}],"version-history":[{"count":2,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/posts\/22154\/revisions"}],"predecessor-version":[{"id":22164,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/posts\/22154\/revisions\/22164"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/media\/22159"}],"wp:attachment":[{"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/media?parent=22154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/categories?post=22154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cudosconsultors.com\/en\/wp-json\/wp\/v2\/tags?post=22154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}